Disability Insurance Underwriting for Tech Workers with ADHD Diagnoses

Disability Insurance Underwriting for Tech Workers with ADHD Diagnoses It’s no secret that the tech world attracts the brilliantly wired—quite literally. From software engineers who hyperfocus into the night, to UX designers who thrive in controlled chaos, Attention Deficit Hyperactivity Disorder (ADHD) is not rare among tech professionals. But while ADHD may come with bursts of creativity and drive, it also presents unique challenges when it comes to disability insurance underwriting. In this post, we unpack how insurance carriers assess ADHD in underwriting tech workers, the red flags that trigger higher premiums or exclusions, and what you can do to improve your approval odds—without masking who you are. 📌 Table of Contents Why ADHD Matters in Disability Underwriting (It’s not just about labels) Key Factors Underwriters Consider (Spoiler: It’s more than meds) How Different Carriers Handle ADHD Diagnoses (Yes, it varies a lot) Tips for Improving Approval Od...